Latest Articles from T&T Financial Group

11th March 2026

Smart Ways to Approach Investment Loan Approval

Understanding how to secure investment loan approval helps property investors access the finance they need to build wealth through property.

11th March 2026

Offset accounts surge as homeowners race to beat higher rates

Who wouldn’t want to save on home loan interest and pay off their mortgage faster? Homeowners are increasingly turning to offset accounts to do just that. So today we’ll look into whether an offset account could benefit you.

4th March 2026

How Rate Lock-ins and Break Costs Operate for Home Loans

Understanding rate lock-ins and break costs is crucial when selecting a fixed interest rate home loan that suits your financial goals.

4th March 2026

How first home buyers can buy up to five years sooner

As home prices climb higher, first home buyers can feel like the goal posts are continually shifting further out of reach. But there is a way to potentially cut years off the time taken to buy a home.

25th February 2026

How much do you need to earn to buy a home in 2026?

Sure, saving a deposit is important, but your income can hold the real key to getting into the market. That’s because it shapes your borrowing power.

24th February 2026

The Complete Way to Access First Home Buyer Support

Understanding government schemes, grants and concessions available to help you secure your first property in Australia.

18th February 2026

How to Buy a Home Closer to Family with the Right Loan

Discover home loan options and strategies to help you relocate closer to loved ones while achieving property ownership goals.

18th February 2026

Thinking of a tree change? You might find more affordable homes

Growing numbers of younger Australians are opting for regional living, and part of the lure of a ‘seachange’ or ‘treechange’ can be the chance to get more bang for your buck.

11th February 2026

Construction Loans and Duplex Development Finance

Understanding how construction finance works for duplex projects, from land acquisition to completion and everything in between.

10th February 2026

Which generation tops housing wealth in Australia?

Myth busted! Baby Boomers no longer own the bulk of housing wealth in Australia. We reveal who does, and how you could get started in the property market.

3rd February 2026

RBA hikes the cash rate by 25 basis points to 3.85%

Bad news for mortgage holders around the country: the Reserve Bank of Australia (RBA) today raised the cash rate by 25 basis points to 3.85%. Today we’ll look at why it did so, and how this rate hike could impact your monthly mortgage repayments.

3rd February 2026

Avoid These Construction Loan Monitoring Mistakes

Understanding construction loan monitoring protects your investment and ensures smooth progress payments throughout your building project

28th January 2026

The Pros and Cons of Asset Finance for Kitchen Equipment

Discover how asset finance can help your business purchase or upgrade commercial kitchen equipment across Australia.

28th January 2026

How high are property prices predicted to go in 2026?

After a lengthy run of rising prices in 2025, some pundits are tipping property prices could keep climbing in 2026. Today we’ll take a sneak peek inside the experts’ crystal ball – and what it could mean for your home buying plans.

21st January 2026

Smart ways to finance medical equipment for your practice

Discover how equipment finance can help Melbourne healthcare professionals acquire essential medical equipment without compromising cashflow management.

21st January 2026

Roll up those sleeves – a renovation renaissance is slated for 2026

A renovation boom may loom, with plenty of home owners choosing to renovate rather than relocate this year. So if you have plans for home improvements, it’s worth knowing how to fund your project.

15th January 2026

Top tips to secure Asset Finance for machinery purchases

Learn how Asset Finance can help Australian businesses purchase essential machinery and equipment with flexible repayment options.

14th January 2026

Nurses, teachers or CEOs: which occupation boasts more property investors?

Owning an investment property isn’t limited to the uber-rich. In fact, investors are usually people you interact with daily. Today, we’ll reveal which occupations are the nation’s most prolific property investors, and how you could potentially join them.

7th January 2026

Aussie home owners just got $82,000 richer on average

What a way to start the new year! After a strong 12 months in the property market, plenty of homeowners around the nation are now a whole lot wealthier. And their newfound increase in home equity has opened up some exciting possibilities for 2026.

6th January 2026

Smart ways to approach Apartment vs House Financing

Understanding the key differences in home loan requirements and considerations when financing apartments versus houses in Australia.

30th December 2025

Happy New Year! Let’s discuss some potential 2026 goals

There’s nothing quite like a New Year’s resolution to fire you up for another lap around the sun. Whether you’re looking to buy your first home, save on your mortgage, or leverage the equity in your current position, here are three resolutions to consider

30th December 2025

What to Know Before Applying for Your First Business Loan

Essential information about securing business finance for your new venture in Australia

23rd December 2025

Smart ways to approach property hunting as a first home buyer

Essential property hunting techniques to help first home buyers find their ideal property in Australia's property market

21st December 2025

Season’s greetings! Here’s to a well-earned summer break

17th December 2025

Beginner's Guide to Home Loans for Purchasing Your First House

Understanding the application process, interest rates, and key factors when applying for a home loan in Australia.

17th December 2025

Your suburb’s 2025 property report card is in

You might’ve seen recent headlines that national property prices made another big jump this year. But do you know exactly how your suburb and property type performed? Well, today we’ll show you how to find out in just a few quick clicks.

10th December 2025

No Christmas rate cut – could rates rise in 2026?

Not so long ago plenty of economists were tipping a fresh round of rate cuts in 2026. But the picture’s not so clear anymore. There’s even talk of possible rate hikes next year. Here’s how you can prepare.

10th December 2025

Do you know which loan suits first home buyers?

Understanding fixed, variable, and split loan options helps first-time buyers make informed decisions about their mortgage.

3rd December 2025

2% deposit scheme ‘Help to Buy’ launches

Imagine being able to buy your own home with just a $12,000 deposit. That’s what the federal government’s new Help to Buy shared equity scheme can offer

26th November 2025

How to Secure a Home Loan for Your Semi-Detached House

Understanding home loan options and requirements when purchasing a semi-detached property in Australia's property market

26th November 2025

Key steps to secure a home loan for your unit purchase

Understanding the application process and requirements when buying a unit in Australia's property market

26th November 2025

Top tips to understand home loans and property taxes

Essential insights into tax implications and property costs when applying for a home loan in Australia

26th November 2025

Why now may be the time to buy a rental property

26th November 2025

Home Loans & Property Location: A Guide for Australian Buyers

Understanding how property location impacts your home loan application process and borrowing capacity across Australia

26th November 2025

Everything You Need to Know About Restaurant Business Loans

Understanding your financing options when purchasing a restaurant business across Melbourne and Australia