Refinancing

Take advantage of better rates on the market and start saving

Rated 5 from 27 Reviews

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We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.

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Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Loan Approval

We'll find the best loan on the market for you and your situation and present you back some options. 

Sit back and relax!

We'll prepare and submit your application on your behalf and let you know when it's all complete.

Book Appointment

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Billy

Exceptional Service with TNT Financial and Tyone Cammoroto for My Home Loan I recently had the privilege of working with TNT Financial and Tyone Cammoroto for my home loan, and I couldn’t be more impressed with the level of service and expertise I received throughout the entire process. From the very first interaction, Tyone demonstrated exceptional professionalism and a deep understanding of the home loan market. He took the time to listen to my needs, carefully analyzing my financial situation, and provided tailored advice that made me feel completely at ease. What truly stood out was his transparency—he walked me through every available option, explained the nuances of each, and answered all of my questions with clarity and patience. TNT Financial also exceeded my expectations in every way. The team was not only highly responsive but also proactive in keeping me informed at every stage of the application. Their attention to detail, combined with their dedication to ensuring a smooth and hassle-free process, made securing my home loan a stress-free experience. The rates offered were highly competitive, and I felt confident knowing that I was getting the best possible deal. The approval process was seamless, and thanks to Tyone's expert guidance, I never felt overwhelmed or uncertain. He was always available to address any concerns, and I could tell that he genuinely cared about helping me achieve my homeownership goals. I wholeheartedly recommend TNT Financial and Tyone Cammoroto to anyone in need of a home loan. Their professionalism, expertise, and personalized service are truly unmatched, and I’m incredibly grateful for their support in making my dream home a reality.

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Andrew

I cannot express enough how incredibly grateful I am to Tyrone for all of his hard work and dedication in securing me an outstanding mortgage deal! From the very first conversation, he made me feel like I was his top priority, patiently answering all my questions and walking me through every step of the process. His knowledge and expertise in the industry are unparalleled, and he went above and beyond to ensure I not only got the best rate possible but also that I understood all my options. What truly sets Tyrone apart, though, is his personable, caring approach. He made me feel comfortable and confident, even during moments of uncertainty. It’s rare to find someone who combines professionalism with such genuine warmth and dedication. Thanks to Tyrone, I’m in a better financial position than I ever thought possible, and I truly feel that he fought for me every step of the way. If you're looking for someone who genuinely cares about your success and will work tirelessly on your behalf, look no further than Tyrone. He's a game-changer, and I can't recommend him highly enough! 5 stars doesn't even feel like enough!

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Caroline

Tyrone showed professionalism throughout the whole process and guided me in the right direction. He answered all my questions and was super flexible at all times. Buying a house was a very stressful process, however with the help of Tyrone, he eased the process for me which is what I needed.

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find a variety of loan options for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending loans options that are suitable for your needs.

Ready to get started?