Refinancing

Take advantage of better rates on the market and start saving

Rated 5 from 33 Reviews

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We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their home loan or investment loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better loan for you.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your home or investment loan, we have the expertise and experience to guide you through the process and make the right choice.

How much could you save?

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Getting a Loan

Initial Consult

Have a chat with one of our qualified Mortgage Brokers who will understand your situation and talk you through the next steps. 

Fact Find

We'll work with you to understand a bit more about your situation (including your financials, assets etc.) to make sure you will qualify for a loan. 

Loan Approval

We'll find the best loan on the market for you and your situation and present you back some options. 

Sit back and relax!

We'll prepare and submit your application on your behalf and let you know when it's all complete.

Book Appointment

J

Jess

We are so incredibly lucky to have worked with Tyrone to secure our first mortgage here in Melbourne. Tyrone provided much needed reassurance as well as professional expertise. He was dedicated to finding us the best solution to meet our needs and was always at the end of the phone. Thanks to T&T we are moving into our dream home!

J

Jess

We are so incredibly grateful to have worked with Tom on securing our mortgage for our first home. New to the game, I was pretty overwhelmed about how to proceed- Tom was there every step of the way, putting our minds at ease. Even when we missed out on a couple of auctions, Tom was always at the other end of the phone with reassurance, empathy, good humour and encouragement. He worked tirelessly for us- and secured a fantastic result. We couldn’t be happier or more grateful!

M

Mitchell

Tyrone was a great help. He showed a thorough understanding of the necessary steps in the refinancing process, and was able to communicate it in a way that was easy to understand. He provided me a great outcome with my application.

Frequently Asked Questions

Can you only help with Home Loans?

We can help with Home and Investment Loans, Construction Loans, Car Loans, Personal Loans and much more. If you're looking to borrow to buy something, we can probably help.

Can you help First Home Buyers?

We love helping First Home Buyers! We're experts at the entire process and can help you get the right Home Loan. We're also across the various schemes to help First Home Buyers such as the First Home Owners Grant and the various stamp duty exemptions available.

Why should I use a Mortgage Broker?

Mortgage Brokers are there to help you find the right loan whether it be from the major banks, smaller lenders or other sources. We have a broad range of products (more than any single lender can offer) which means we can do all the legwork to find the right loan for you.

Are your mortgage brokers licensed and accredited?

All of our Mortgage Brokers are accredited and members of the Mortgage and Finance Association of Australia. They are extremely professional and provide exceptional service across a range of lending options.

Can you help with refinancing an existing Mortgage?

Of course! We believe that we can find a variety of loan options for you to refinance to, whether it's a Home Loan or Investment Loan.

What kind of interest rates can you offer?

We take look at a wide range of products available from Banks, Credit Unions & other lenders across the country. This means we can search thousands of products and make sure we're always recommending loans options that are suitable for your needs.

Ready to get started?